Aditya Birla Sun Life Value Fund - Growth Option

Aditya Birla Sun Life Value Fund - Growth Option holds up reasonably well within the Value Oriented category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 67/100.

Cost: At 1.21%, the expense ratio runs 11% above the Value Oriented category average of 1.09%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.31 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 15.53% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.