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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 60/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)10.89%
  • Expense ratio (20%)1.18%
  • AUM (15%)₹116 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Aditya Birla Sun Life Mutual Fund · Hybrid · Aggressive Hybrid

₹21.24

+6.2 (+41.17%)

AUM: ₹116 Cr

NAV updated 2 days ago

Plan

Regular

Option

Growth

Risk

High

Expense Ratio

1.18%

Exit Load

Nil

Fund Manager

Ajay Garg

Inception

Mar 2019

Benchmark

CRISIL Hybrid 35+65 Aggressive Index

Sharpe Ratio

-0.77

Std Dev (1Y)

3.98%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-3.25%

3m

-0.09%

6m

+7.43%

1y

+1.94%

3y

+10.89%

5y

+8.83%

10y

—

since inception

+5.56%

TopFund's Take on Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth

Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth sits in the middle of the pack for Aggressive Hybrid funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.

Cost: At 1.18%, the expense ratio runs 37% above the Aggressive Hybrid category average of 0.86%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.77 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.98% is on the lower side for a Aggressive Hybrid fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 78.89%
GOI Securities 11.83%
Repo 7.96%
Debenture 0.88%
Net Receivables 0.46%

Frequently Asked Questions about Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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