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Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth
★★★★★ monitor_heart Health Score: 59/100 · AverageAditya Birla Sun Life Mutual Fund · Solution Oriented · Retirement Fund
₹21.27
AUM: ₹112 Cr
NAV updated about 2 months ago
Plan
Direct
Option
Growth
Risk
—
Expense Ratio
1.12%
Exit Load
Nil
Fund Manager
Ajay Garg
Inception
Mar 2019
Benchmark
CRISIL Hybrid 35+65 Aggressive Index
Sharpe Ratio
-0.6
Std Dev (1Y)
10.81%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.84%
3m
+1.31%
6m
-1.83%
1y
+0.05%
3y
+13.35%
5y
+9.67%
10y
—
since inception
+10.56%
rate_review TopFund's Take on Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth sits in the middle of the pack for Retirement Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 59/100.
Cost: At 1.12%, the expense ratio runs 17% above the Retirement Fund category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.6 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 10.81% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth
The current NAV (Net Asset Value) of Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth is ₹21.27. NAV is updated every business day after market close by AMFI.
1Y: 0.05% · 3Y CAGR: 13.35% · 5Y CAGR: 9.67%
The expense ratio is 1.12% per annum — the annual fee deducted from your investment to cover fund management costs.
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth is managed by Ajay Garg at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth is a moderate risk fund. Suitable for investors with a moderate risk appetite.
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth is ₹113 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.