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Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW
★★★★★ monitor_heart Health Score: 71/100 · GoodAditya Birla Sun Life Mutual Fund · Solution Oriented · Retirement Fund
₹20.17
AUM: ₹433 Cr
NAV updated about 2 months ago
Plan
Direct
Option
Idcw
Risk
—
Expense Ratio
1.14%
Exit Load
Nil
Fund Manager
Ajay Garg
Inception
Mar 2019
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-0.27
Std Dev (1Y)
16.37%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.51%
3m
+10.68%
6m
+5.13%
1y
+7.81%
3y
+17.77%
5y
+12.4%
10y
—
since inception
+9.5%
rate_review TopFund's Take on Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW holds up reasonably well within the Retirement Fund category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 71/100.
Cost: At 1.14%, the expense ratio runs 19% above the Retirement Fund category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.27 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 16.37% is fairly typical for actively managed equity funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW
The current NAV (Net Asset Value) of Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW is ₹20.17. NAV is updated every business day after market close by AMFI.
1Y: 7.81% · 3Y CAGR: 17.77% · 5Y CAGR: 12.4%
The expense ratio is 1.14% per annum — the annual fee deducted from your investment to cover fund management costs.
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW is managed by Ajay Garg at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW is a moderate risk fund. Suitable for investors with a moderate risk appetite.
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW is ₹433 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.