Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund-Direct IDCW

Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund-Direct IDCW sits in the middle of the pack for Index Funds funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 53/100.

Cost: At 0.17%, the expense ratio is meaningfully cheaper — about 60% below the Index Funds category average of 0.42% (based on 734 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.66 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, with 45.65% annualised volatility, this is among the more turbulent funds in its space — expect sharp swings in both directions.

Who should invest: This fund is best suited to cost-conscious investors happy to simply match the market rather than try to beat it. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.