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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Floating Rate Fund-Direct Plan-Growth

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 76/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)7.46%
  • Expense ratio (20%)0.25%
  • AUM (15%)₹13,519 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Aditya Birla Sun Life Mutual Fund · Debt · Floater Fund

₹384.37

+0.0 (+0.0%)

AUM: ₹13,519 Cr

NAV updated 28 days ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.25%

Exit Load

Nil

Fund Manager

Kaustubh Gupta

Inception

Jan 2013

Benchmark

NIFTY Low Duration Debt Index A-I

Sharpe Ratio

-0.04

Std Dev (1Y)

0.68%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.4%

3m

+2.09%

6m

+3.08%

1y

+6.21%

3y

+7.46%

5y

+6.73%

10y

+7.21%

since inception

+7.81%

TopFund's Take on Aditya Birla Sun Life Floating Rate Fund-Direct Plan-Growth

Aditya Birla Sun Life Floating Rate Fund-Direct Plan-Growth holds up reasonably well within the Floater Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.

Cost: At 0.25%, the expense ratio is roughly in line with the Floater Fund category average of 0.25% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.04 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.68% is on the lower side for a Floater Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Debenture 33.73%
Certificate of Deposit 21.80%
Bonds 15.13%
Non Convertible Debenture 9.77%
GOI Securities Floating Rate Bond 6.61%
State Development Loan 2.94%
Securitised Debt 2.77%
Net Receivables 2.13%
Commercial Paper 2.08%
GOI Securities 2.07%
Reverse Repo 0.36%
Alternative Investment Fund 0.30%
Bonds/NCDs 0.23%
Central Government Loan 0.13%
Zero Coupon Bonds 0.04%

Fund Snapshot

Scheme Code 122646
NAV Date 31 Aug 2026
AUM ₹13,519 Cr
Status Active

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Frequently Asked Questions about Aditya Birla Sun Life Floating Rate Fund-Direct Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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