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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) - Regular Plan - Payout of IDCW option

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 70/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)7.36%
  • Expense ratio (20%)0.83%
  • AUM (15%)₹3,280 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Aditya Birla Sun Life Mutual Fund · Income · Medium Duration

₹13.27

+0.0 (+0.0%)

AUM: ₹3,280 Cr

NAV updated 7 days ago

Plan

Regular

Option

Idcw

Risk

Moderate to High

Expense Ratio

0.83%

Exit Load

Exit load of 1%, if redeemed within 1 Year.

Fund Manager

Mohit Sharma

Inception

Jan 2013

Benchmark

CRISIL Medium Duration Debt A-III Index

Sharpe Ratio

-0.92

Std Dev (1Y)

0.51%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.38%

3m

+1.31%

6m

+2.72%

1y

+5.8%

3y

+7.36%

5y

+12.8%

10y

+9.18%

since inception

+6.49%

TopFund's Take on Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) - Regular Plan - Payout of IDCW option

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) - Regular Plan - Payout of IDCW option holds up reasonably well within the Medium Duration category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.

Cost: At 0.83%, the expense ratio is roughly in line with the Medium Duration category average of 0.78% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.92 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.51% is on the lower side for a Medium Duration fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Debenture 52.23%
GOI Securities 13.22%
Non Convertible Debenture 12.20%
Bonds 8.73%
State Development Loan 5.93%
Infrastructure Investment Trust 2.81%
Real Estate Investment Trusts 1.58%
Reverse Repo 1.46%
Net Receivables 0.82%
Fixed Deposits 0.79%
Alternative Investment Fund 0.26%

Fund Snapshot

Scheme Code 150315
NAV Date 18 Sep 2026
AUM ₹3,280 Cr
Status Active

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Frequently Asked Questions about Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) - Regular Plan - Payout of IDCW option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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