Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 64/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)10.2%
- Expense ratio (20%)1.14%
- AUM (15%)₹3,668 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Aditya Birla Sun Life Mutual Fund · Equity · Sectoral
₹70.41
AUM: ₹3,667 Cr
NAV updated 17 days ago
Plan
Regular
Option
Idcw
Risk
Very High
Expense Ratio
1.14%
Exit Load
Exit load of 1% if redeemed within 30 days.
Fund Manager
Satyabrata Mohanty, Dhaval Gala
Inception
Dec 2013
Benchmark
NIFTY Financial Services Total Return Index
Sharpe Ratio
-0.5
Std Dev (1Y)
18.11%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.06%
3m
+4.78%
6m
+4.45%
1y
+5.72%
3y
+10.2%
5y
+10.76%
10y
+11.97%
since inception
+6.76%
TopFund's Take on Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW sits in the middle of the pack for Sectoral funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 64/100.
Cost: At 1.14%, the expense ratio runs 15% above the Sectoral category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.5 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 18.11% is fairly typical for Sectoral funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW
The current NAV (Net Asset Value) of Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW is ₹70.41. NAV is updated every business day after market close by AMFI.
1Y: 5.72% · 3Y CAGR: 10.2% · 5Y CAGR: 10.76%
The expense ratio of Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW is 1.14% per annum. This is the annual fee charged by the fund to manage your investment.
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW is managed by Satyabrata Mohanty, Dhaval Gala at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW is a Sectoral fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW is ₹3,668 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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