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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 80/100 · Excellent

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)12.43%
  • Expense ratio (20%)0.89%
  • AUM (15%)₹9,804 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Aditya Birla Sun Life Mutual Fund · Hybrid · Dynamic Asset Allocation

₹131.07

+100.62 (+330.44%)

AUM: ₹9,804 Cr

NAV updated 22 days ago

Plan

Direct

Option

Idcw

Risk

High

Expense Ratio

0.89%

Exit Load

Exit load of 0.25%, if redeemed within 7 days.

Fund Manager

Vineet Maloo, Mohit Sharma

Inception

Jan 2013

Benchmark

CRISIL Hybrid 50+50 Moderate Index

Sharpe Ratio

-0.49

Std Dev (1Y)

8.67%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.39%

3m

+5.41%

6m

+7.38%

1y

+8.71%

3y

+12.43%

5y

+10.68%

10y

+11.24%

since inception

+5.06%

TopFund's Take on Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW

Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW ranks among the stronger performers in the Dynamic Asset Allocation category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 80/100.

Cost: At 0.89%, the expense ratio is roughly in line with the Dynamic Asset Allocation category average of 0.96% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.49 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.67% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 73.90%
Cash Margin 9.58%
Debenture 9.31%
Infrastructure Investment Trust 2.92%
Real Estate Investment Trusts 2.91%
Non Convertible Debenture 2.81%
GOI Securities 2.52%
Securitised Debt 1.19%
Bonds 1.12%
Repo 0.69%
Futures 0.36%
Reverse Repo 0.34%
Net Receivables 0.30%

Frequently Asked Questions about Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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