Which has the lower expense ratio, UTI - GILT FUND - Direct Plan - Growth Option or UTI - GILT FUND - Discontinued PF Plan - Growth Option?

UTI - GILT FUND - Direct Plan - Growth Option's expense ratio is 0.07% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 0.07%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both UTI - GILT FUND - Direct Plan - Growth Option and UTI - GILT FUND - Discontinued PF Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

UTI - GILT FUND - Direct Plan - Growth Option vs UTI - GILT FUND - Discontinued PF Plan - Growth Option

Q: UTI - GILT FUND - Direct Plan - Growth Option vs UTI - GILT FUND - Discontinued PF Plan - Growth Option — which has given better returns?

UTI - GILT FUND - Direct Plan - Growth Option has a 1-year return of 13.62% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 13.88%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

UTI - GILT FUND - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

UTI - GILT FUND - Discontinued PF Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	UTI - GILT FUND - Dire...	UTI - GILT FUND - Disc...
NAV	₹27.87	₹27.89
Star Rating	★★★★★	★★★★★
Expense Ratio	0.07%	0.07%
AUM	₹1,515 Cr	₹1,515 Cr
1M Return	-4.36%	-3.18%
3M Return	+3.29%	+2.94%
6M Return	-3.06%	-4.35%
1Y Return	+13.62%	+13.88%
3Y CAGR	+34.48%	+34.48%
5Y CAGR	+5.41%	+5.13%
Risk Level	—	—
Fund Manager	Ayush Jain	Ayush Jain

View Fund A View Fund B

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