Which has the lower expense ratio, UTI ELSS Tax Saver Fund - Direct Plan - Growth Option or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

UTI ELSS Tax Saver Fund - Direct Plan - Growth Option's expense ratio is 1.19% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.86%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both UTI ELSS Tax Saver Fund - Direct Plan - Growth Option and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

UTI ELSS Tax Saver Fund - Direct Plan - Growth Option vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: UTI ELSS Tax Saver Fund - Direct Plan - Growth Option vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

UTI ELSS Tax Saver Fund - Direct Plan - Growth Option has a 1-year return of -7.56% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -3.24%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

UTI ELSS Tax Saver Fund - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	UTI ELSS Tax Saver Fun...	WhiteOak Capital ELSS ...
NAV	₹213.87	₹18.0
Star Rating	★	★★★★★
Expense Ratio	1.19%	0.86%
AUM	₹3,253 Cr	₹481 Cr
1M Return	-4.29%	-5.98%
3M Return	-5.88%	-4.14%
6M Return	-1.54%	+0.41%
1Y Return	-7.56%	-3.24%
3Y CAGR	+7.12%	+14.22%
5Y CAGR	+6.2%	—
Risk Level	—	—
Fund Manager	Vetri Subramaniam, Lalit Nambiar	Shariq Merchant

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