Which has the lower expense ratio, Tata Overnight Fund-Direct Plan-Growth or Union Overnight Fund - Unclaimed Amounts Plan - Redemption Beyond 3 years?

Tata Overnight Fund-Direct Plan-Growth's expense ratio is 0.09% versus Union Overnight Fund - Unclaimed Amounts Plan - Redemption Beyond 3 years's 0.14%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Tata Overnight Fund-Direct Plan-Growth and Union Overnight Fund - Unclaimed Amounts Plan - Redemption Beyond 3 years?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Tata Overnight Fund-Direct Plan-Growth vs Union Overnight Fund - Unclaimed Amounts Plan - Redemption Beyond 3 years

Q: Tata Overnight Fund-Direct Plan-Growth vs Union Overnight Fund - Unclaimed Amounts Plan - Redemption Beyond 3 years — which has given better returns?

Tata Overnight Fund-Direct Plan-Growth has a 1-year return of 5.29% versus Union Overnight Fund - Unclaimed Amounts Plan - Redemption Beyond 3 years's 5.26%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Tata Overnight Fund-Direct Plan-Growth

Tata Mutual Fund

★★★★★

Debt · Overnight

Union Overnight Fund - Unclaimed Amounts Plan - Redemption Beyond 3 years

Union Mutual Fund

★★★★★

Debt · Overnight

Metric	Tata Overnight Fund-Di...	Union Overnight Fund -...
NAV	₹1460.84	₹1456.5
Star Rating	★★★★★	★★★
Expense Ratio	0.09%	0.14%
AUM	₹5,555 Cr	₹656 Cr
1M Return	+0.42%	+0.42%
3M Return	+1.28%	+1.27%
6M Return	+2.59%	+2.57%
1Y Return	+5.29%	+5.26%
3Y CAGR	+6.07%	+6.03%
5Y CAGR	+5.75%	+5.73%
Risk Level	—	—
Fund Manager	Amit Somani	Devesh Thacker

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