Which has the lower expense ratio, SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH or Union ELSS Tax Saver Fund - Direct Plan - Growth Option?

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH's expense ratio is 1.23% versus Union ELSS Tax Saver Fund - Direct Plan - Growth Option's 1.68%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH and Union ELSS Tax Saver Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH vs Union ELSS Tax Saver Fund - Direct Plan - Growth Option

Q: SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH vs Union ELSS Tax Saver Fund - Direct Plan - Growth Option — which has given better returns?

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH has a 1-year return of -0.33% versus Union ELSS Tax Saver Fund - Direct Plan - Growth Option's 0.8%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH

SBI Mutual Fund

★★★★★

Equity · ELSS

Union ELSS Tax Saver Fund - Direct Plan - Growth Option

Union Mutual Fund

★★★★★

Equity · ELSS

Metric	SBI ELSS Tax Saver FUN...	Union ELSS Tax Saver F...
NAV	₹478.88	₹72.31
Star Rating	★★★★★	★★★
Expense Ratio	1.23%	1.68%
AUM	₹31,839 Cr	₹856 Cr
1M Return	+2.45%	+3.14%
3M Return	+2.8%	+5.09%
6M Return	-0.99%	+2.04%
1Y Return	-0.33%	+0.8%
3Y CAGR	+17.56%	+12.32%
5Y CAGR	+16.97%	+12.53%
Risk Level	—	—
Fund Manager	Dinesh Balachandran	Anshul Mishra

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