Which has the lower expense ratio, SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH or Union ELSS Tax Saver Fund - Direct Plan - Growth Option?

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH's expense ratio is 1.23% versus Union ELSS Tax Saver Fund - Direct Plan - Growth Option's 1.71%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH and Union ELSS Tax Saver Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH vs Union ELSS Tax Saver Fund - Direct Plan - Growth Option

Q: SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH vs Union ELSS Tax Saver Fund - Direct Plan - Growth Option — which has given better returns?

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH has a 1-year return of -6.76% versus Union ELSS Tax Saver Fund - Direct Plan - Growth Option's -4.14%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH

SBI Mutual Fund

★★★★★

Equity · ELSS

Union ELSS Tax Saver Fund - Direct Plan - Growth Option

Union Mutual Fund

★★★★★

Equity · ELSS

Metric	SBI ELSS Tax Saver FUN...	Union ELSS Tax Saver F...
NAV	₹441.07	₹68.75
Star Rating	★★★★★	★★★
Expense Ratio	1.23%	1.71%
AUM	₹30,026 Cr	₹821 Cr
1M Return	-4.4%	-4.29%
3M Return	-6.75%	-3.1%
6M Return	-2.43%	+2.7%
1Y Return	-6.76%	-4.14%
3Y CAGR	+12.63%	+9.49%
5Y CAGR	+13.26%	+8.92%
Risk Level	—	—
Fund Manager	Dinesh Balachandran	Anshul Mishra

View Fund A View Fund B

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