Which has the lower expense ratio, Samco Overnight Fund - Direct Plan - Growth Option or UTI - GILT FUND - Direct Plan - Growth Option?

Samco Overnight Fund - Direct Plan - Growth Option's expense ratio is 0.25% versus UTI - GILT FUND - Direct Plan - Growth Option's 0.07%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Samco Overnight Fund - Direct Plan - Growth Option and UTI - GILT FUND - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Samco Overnight Fund - Direct Plan - Growth Option vs UTI - GILT FUND - Direct Plan - Growth Option

Q: Samco Overnight Fund - Direct Plan - Growth Option vs UTI - GILT FUND - Direct Plan - Growth Option — which has given better returns?

Samco Overnight Fund - Direct Plan - Growth Option has a 1-year return of 13.76% versus UTI - GILT FUND - Direct Plan - Growth Option's 13.62%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Samco Overnight Fund - Direct Plan - Growth Option

SBI Mutual Fund

★★★★★

Commodities · Gold

UTI - GILT FUND - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	Samco Overnight Fund -...	UTI - GILT FUND - Dire...
NAV	₹44.37	₹27.87
Star Rating	★★★★	★★★★★
Expense Ratio	0.25%	0.07%
AUM	₹17,422 Cr	₹1,515 Cr
1M Return	-3.83%	-4.36%
3M Return	+3.08%	+3.29%
6M Return	-4.35%	-3.06%
1Y Return	+13.76%	+13.62%
3Y CAGR	+34.13%	+34.48%
5Y CAGR	+23.74%	+5.41%
Risk Level	—	—
Fund Manager	Raviprakash Sharma	Ayush Jain

View Fund A View Fund B

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