Which has the lower expense ratio, NJ ELSS Tax Saver Scheme Direct Growth or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

NJ ELSS Tax Saver Scheme Direct Growth's expense ratio is 0.7% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.9%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both NJ ELSS Tax Saver Scheme Direct Growth and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

NJ ELSS Tax Saver Scheme Direct Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: NJ ELSS Tax Saver Scheme Direct Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

NJ ELSS Tax Saver Scheme Direct Growth has a 1-year return of -5.62% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -1.96%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

NJ ELSS Tax Saver Scheme Direct Growth

NJ Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	NJ ELSS Tax Saver Sche...	WhiteOak Capital ELSS ...
NAV	₹14.75	₹18.78
Star Rating	★★★	★★★★★
Expense Ratio	0.7%	0.9%
AUM	₹332 Cr	₹450 Cr
1M Return	+2.71%	-2.29%
3M Return	+3.86%	+4.38%
6M Return	+1.72%	-4.49%
1Y Return	-5.62%	-1.96%
3Y CAGR	+12.47%	+18.09%
Risk Level	—	—
Fund Manager	Dhaval Patel	Shariq Merchant

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