Which has the lower expense ratio, LIC MF Gold Exchange Traded Fund or UTI - GILT FUND - Discontinued PF Plan - Growth Option?

LIC MF Gold Exchange Traded Fund's expense ratio is 0.35% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 0.07%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both LIC MF Gold Exchange Traded Fund and UTI - GILT FUND - Discontinued PF Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

LIC MF Gold Exchange Traded Fund vs UTI - GILT FUND - Discontinued PF Plan - Growth Option

Q: LIC MF Gold Exchange Traded Fund vs UTI - GILT FUND - Discontinued PF Plan - Growth Option — which has given better returns?

LIC MF Gold Exchange Traded Fund has a 1-year return of 26.24% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 13.88%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

LIC MF Gold Exchange Traded Fund

LIC Mutual Fund

★★★★★

Commodities · Gold

UTI - GILT FUND - Discontinued PF Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	LIC MF Gold Exchange T...	UTI - GILT FUND - Disc...
NAV	₹40.01	₹27.89
Star Rating	★★	★★★★★
Expense Ratio	0.35%	0.07%
AUM	₹858 Cr	₹1,515 Cr
1M Return	-6.83%	-3.18%
3M Return	+4.62%	+2.94%
6M Return	+1.18%	-4.35%
1Y Return	+26.24%	+13.88%
3Y CAGR	+34.94%	+34.48%
5Y CAGR	+25.19%	+5.13%
Risk Level	—	—
Fund Manager	Nitin Dattaram Dalvi	Ayush Jain

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