LIC MF Focused Fund-Direct Plan-Growth vs TATA Focused Fund Direct Plan - Payout of Income Distribution cum capital withdrawal option

TopFund Analysis

TATA Focused Fund Direct Plan stands out with a higher star rating of 3 compared to LIC MF Focused Fund's rating of 2, indicating a stronger overall performance in the eyes of analysts. While LIC MF Focused Fund has delivered a better 1-year return of 2.05% versus TATA's -1.34%, TATA has shown superior long-term performance with a 5-year CAGR of 9.48% compared to LIC's 7.3%. However, investors should note that TATA's expense ratio is significantly lower at 0.92%, which may enhance net returns over time compared to LIC's higher expense ratio of 2.24%. For investors deciding between the two, TATA Focused Fund may be preferable for those seeking better long-term performance and lower costs.