Which has the lower expense ratio, LIC MF ELSS Tax Saver-Direct Plan-Growth or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

LIC MF ELSS Tax Saver-Direct Plan-Growth's expense ratio is 1.25% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.9%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both LIC MF ELSS Tax Saver-Direct Plan-Growth and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

LIC MF ELSS Tax Saver-Direct Plan-Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: LIC MF ELSS Tax Saver-Direct Plan-Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

LIC MF ELSS Tax Saver-Direct Plan-Growth has a 1-year return of -4.76% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -1.96%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

LIC MF ELSS Tax Saver-Direct Plan-Growth

LIC Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	LIC MF ELSS Tax Saver-...	WhiteOak Capital ELSS ...
NAV	₹168.04	₹18.78
Star Rating	★★	★★★★★
Expense Ratio	1.25%	0.9%
AUM	₹1,012 Cr	₹450 Cr
1M Return	-0.09%	-2.29%
3M Return	+1.4%	+4.38%
6M Return	-0.29%	-4.49%
1Y Return	-4.76%	-1.96%
3Y CAGR	+10.68%	+18.09%
5Y CAGR	+11.29%	—
Risk Level	—	—
Fund Manager	Sachin Relekar	Shariq Merchant

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