Which has the lower expense ratio, Kotak Gold Fund Growth - Direct or UTI - GILT FUND - Discontinued PF Plan - Growth Option?

Kotak Gold Fund Growth - Direct's expense ratio is 0.19% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 0.09%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Kotak Gold Fund Growth - Direct and UTI - GILT FUND - Discontinued PF Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Kotak Gold Fund Growth - Direct vs UTI - GILT FUND - Discontinued PF Plan - Growth Option

Q: Kotak Gold Fund Growth - Direct vs UTI - GILT FUND - Discontinued PF Plan - Growth Option — which has given better returns?

Kotak Gold Fund Growth - Direct has a 1-year return of 47.24% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 43.1%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Kotak Gold Fund Growth - Direct

Kotak Mahindra Mutual Fund

★★★★★

Commodities · Gold

UTI - GILT FUND - Discontinued PF Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	Kotak Gold Fund Growth...	UTI - GILT FUND - Disc...
NAV	₹57.11	₹48.89
Star Rating	★★	★★★★★
Expense Ratio	0.19%	0.09%
AUM	₹1,128 Cr	₹1,299 Cr
1M Return	-9.07%	-6.32%
3M Return	-2.2%	-7.14%
6M Return	-0.61%	-1.57%
1Y Return	+47.24%	+43.1%
3Y CAGR	+33.36%	+32.41%
5Y CAGR	+23.06%	+5.8%
Risk Level	—	—
Fund Manager	Abhishek Bisen	Ayush Jain

open_in_new View Fund A open_in_new View Fund B

Compare More Funds SIP Calculator SIP vs Lumpsum Guide ELSS Tax Saving Funds