Which has the lower expense ratio, JM ELSS Tax Saver Fund (Direct) - Growth Option or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

JM ELSS Tax Saver Fund (Direct) - Growth Option's expense ratio is 1.34% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.86%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both JM ELSS Tax Saver Fund (Direct) - Growth Option and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

JM ELSS Tax Saver Fund (Direct) - Growth Option vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: JM ELSS Tax Saver Fund (Direct) - Growth Option vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

JM ELSS Tax Saver Fund (Direct) - Growth Option has a 1-year return of -0.66% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -3.24%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

JM ELSS Tax Saver Fund (Direct) - Growth Option

JM Financial Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	JM ELSS Tax Saver Fund...	WhiteOak Capital ELSS ...
NAV	₹56.0	₹18.0
Star Rating	★★★★	★★★★★
Expense Ratio	1.34%	0.86%
AUM	₹239 Cr	₹481 Cr
1M Return	-8.61%	-5.98%
3M Return	-3.63%	-4.14%
6M Return	+2.94%	+0.41%
1Y Return	-0.66%	-3.24%
3Y CAGR	+14.17%	+14.22%
5Y CAGR	+11.95%	—
Risk Level	—	—
Fund Manager	Sanjay Kumar Chhabaria, Chaitanya Choksi	Shariq Merchant

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