Which has the lower expense ratio, JM ELSS Tax Saver Fund (Direct) - Growth Option or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

JM ELSS Tax Saver Fund (Direct) - Growth Option's expense ratio is 1.38% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.9%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both JM ELSS Tax Saver Fund (Direct) - Growth Option and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

JM ELSS Tax Saver Fund (Direct) - Growth Option vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: JM ELSS Tax Saver Fund (Direct) - Growth Option vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

JM ELSS Tax Saver Fund (Direct) - Growth Option has a 1-year return of 0.58% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -1.96%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

JM ELSS Tax Saver Fund (Direct) - Growth Option

JM Financial Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	JM ELSS Tax Saver Fund...	WhiteOak Capital ELSS ...
NAV	₹58.11	₹18.78
Star Rating	★★★★	★★★★★
Expense Ratio	1.38%	0.9%
AUM	₹219 Cr	₹450 Cr
1M Return	-2.45%	-2.29%
3M Return	+6.94%	+4.38%
6M Return	-3.47%	-4.49%
1Y Return	+0.58%	-1.96%
3Y CAGR	+16.63%	+18.09%
5Y CAGR	+15.24%	—
Risk Level	—	—
Fund Manager	Sanjay Kumar Chhabaria, Chaitanya Choksi	Shariq Merchant

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