Which has the lower expense ratio, ICICI Prudential Flexicap Fund - Growth or UTI - Unit Linked Insurance Plan- Direct?

ICICI Prudential Flexicap Fund - Growth's expense ratio is 0.2% versus UTI - Unit Linked Insurance Plan- Direct's 0.14%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both ICICI Prudential Flexicap Fund - Growth and UTI - Unit Linked Insurance Plan- Direct?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

ICICI Prudential Flexicap Fund - Growth vs UTI - Unit Linked Insurance Plan- Direct

Q: ICICI Prudential Flexicap Fund - Growth vs UTI - Unit Linked Insurance Plan- Direct — which has given better returns?

ICICI Prudential Flexicap Fund - Growth has a 1-year return of 36.51% versus UTI - Unit Linked Insurance Plan- Direct's 18.77%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

ICICI Prudential Flexicap Fund - Growth

ICICI Prudential Mutual Fund

★★★★★

Commodities · Silver

UTI - Unit Linked Insurance Plan- Direct

UTI Mutual Fund

★★★★★

Commodities · Silver

Metric	ICICI Prudential Flexi...	UTI - Unit Linked Insu...
NAV	₹33.56	₹26.74
Star Rating	★★★★	★★
Expense Ratio	0.2%	0.14%
AUM	₹6,179 Cr	₹634 Cr
1M Return	-5.84%	-8.5%
3M Return	-1.6%	-3.39%
6M Return	-6.49%	-15.97%
1Y Return	+36.51%	+18.77%
3Y CAGR	+44.3%	+41.38%
5Y CAGR	+12.44%	+5.4%
Risk Level	—	—
Fund Manager	Nishit Patel	Ayush Jain

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