Which has the lower expense ratio, ICICI Prudential Credit Risk Fund - Direct Plan - Growth or Nippon India Credit Risk Fund - Growth Plan?

ICICI Prudential Credit Risk Fund - Direct Plan - Growth's expense ratio is 0.8% versus Nippon India Credit Risk Fund - Growth Plan's 0.61%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both ICICI Prudential Credit Risk Fund - Direct Plan - Growth and Nippon India Credit Risk Fund - Growth Plan?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

ICICI Prudential Credit Risk Fund - Direct Plan - Growth vs Nippon India Credit Risk Fund - Growth Plan

Q: ICICI Prudential Credit Risk Fund - Direct Plan - Growth vs Nippon India Credit Risk Fund - Growth Plan — which has given better returns?

ICICI Prudential Credit Risk Fund - Direct Plan - Growth has a 1-year return of 6.51% versus Nippon India Credit Risk Fund - Growth Plan's 6.89%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

ICICI Prudential Credit Risk Fund - Direct Plan - Growth

ICICI Prudential Mutual Fund

★★★★★

Debt · Credit Risk

Nippon India Credit Risk Fund - Growth Plan

Nippon India Mutual Fund

★★★★★

Debt · Credit Risk

Metric	ICICI Prudential Credi...	Nippon India Credit Ri...
NAV	₹38.55	₹42.39
Star Rating	★★★	★★★★
Expense Ratio	0.8%	0.61%
AUM	₹6,320 Cr	₹1,707 Cr
1M Return	-0.4%	+0.09%
3M Return	+0.72%	+1.11%
6M Return	+3.06%	+3.38%
1Y Return	+6.51%	+6.89%
3Y CAGR	+8.78%	+8.69%
5Y CAGR	+7.82%	+7.77%
Risk Level	—	—
Fund Manager	Manish Banthia, Akhil Kakkar	Prashant R.Pimple

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