HSBC Overnight Fund - Direct Growth vs UTI - GILT FUND - Direct Plan - Growth Option — which has given better returns?

HSBC Overnight Fund - Direct Growth has a 1-year return of 5.25% versus UTI - GILT FUND - Direct Plan - Growth Option's 13.62%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, HSBC Overnight Fund - Direct Growth or UTI - GILT FUND - Direct Plan - Growth Option?

HSBC Overnight Fund - Direct Growth's expense ratio is 0.07% versus UTI - GILT FUND - Direct Plan - Growth Option's 0.07%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HSBC Overnight Fund - Direct Growth and UTI - GILT FUND - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HSBC Overnight Fund - Direct Growth vs UTI - GILT FUND - Direct Plan - Growth Option

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HSBC Overnight Fund - Direct Growth

HSBC Mutual Fund

★★★★★

Commodities · Gold

UTI - GILT FUND - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	HSBC Overnight Fund - ...	UTI - GILT FUND - Dire...
NAV	₹10.21	₹27.87
Star Rating	★★	★★★★★
Expense Ratio	0.07%	0.07%
AUM	₹382 Cr	₹1,515 Cr
1M Return	-2.44%	-4.36%
3M Return	+3.22%	+3.29%
6M Return	+0.18%	-3.06%
1Y Return	+5.25%	+13.62%
3Y CAGR	+6.04%	+34.48%
5Y CAGR	+5.76%	+5.41%
Risk Level	—	—
Fund Manager	Dipan S. Parikh	Ayush Jain

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