Which has the lower expense ratio, HSBC ELSS Tax saver Fund - Direct Growth or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

HSBC ELSS Tax saver Fund - Direct Growth's expense ratio is 1.21% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.9%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HSBC ELSS Tax saver Fund - Direct Growth and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HSBC ELSS Tax saver Fund - Direct Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: HSBC ELSS Tax saver Fund - Direct Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

HSBC ELSS Tax saver Fund - Direct Growth has a 1-year return of 3.03% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -1.96%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HSBC ELSS Tax saver Fund - Direct Growth

HSBC Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	HSBC ELSS Tax saver Fu...	WhiteOak Capital ELSS ...
NAV	₹151.87	₹18.78
Star Rating	★★★★	★★★★★
Expense Ratio	1.21%	0.9%
AUM	₹4,080 Cr	₹450 Cr
1M Return	+2.09%	-2.29%
3M Return	+6.26%	+4.38%
6M Return	+4.59%	-4.49%
1Y Return	+3.03%	-1.96%
3Y CAGR	+17.08%	+18.09%
5Y CAGR	+14.2%	—
Risk Level	—	—
Fund Manager	Cheenu Gupta	Shariq Merchant

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