Which has the lower expense ratio, HDFC Gold ETF Fund of Fund - Direct Plan or UTI - GILT FUND - Direct Plan - Growth Option?

HDFC Gold ETF Fund of Fund - Direct Plan's expense ratio is 0.2% versus UTI - GILT FUND - Direct Plan - Growth Option's 0.07%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Gold ETF Fund of Fund - Direct Plan and UTI - GILT FUND - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Gold ETF Fund of Fund - Direct Plan vs UTI - GILT FUND - Direct Plan - Growth Option

Q: HDFC Gold ETF Fund of Fund - Direct Plan vs UTI - GILT FUND - Direct Plan - Growth Option — which has given better returns?

HDFC Gold ETF Fund of Fund - Direct Plan has a 1-year return of 24.22% versus UTI - GILT FUND - Direct Plan - Growth Option's 13.62%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Gold ETF Fund of Fund - Direct Plan

HDFC Mutual Fund

★★★★★

Commodities · Gold

UTI - GILT FUND - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	HDFC Gold ETF Fund of ...	UTI - GILT FUND - Dire...
NAV	₹45.82	₹27.87
Star Rating	★★★	★★★★★
Expense Ratio	0.2%	0.07%
AUM	₹12,359 Cr	₹1,515 Cr
1M Return	-3.2%	-4.36%
3M Return	+5.26%	+3.29%
6M Return	-1.47%	-3.06%
1Y Return	+24.22%	+13.62%
3Y CAGR	+34.98%	+34.48%
5Y CAGR	+24.72%	+5.41%
Risk Level	—	—
Fund Manager	Krishan Daga	Ayush Jain

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