Which has the lower expense ratio, HDFC Floating Rate Debt Fund - Direct Plan - Growth Option or SBI Floating Rate Debt Fund - Direct Plan - Growth?

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option's expense ratio is 0.27% versus SBI Floating Rate Debt Fund - Direct Plan - Growth's 0.28%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC Floating Rate Debt Fund - Direct Plan - Growth Option and SBI Floating Rate Debt Fund - Direct Plan - Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option vs SBI Floating Rate Debt Fund - Direct Plan - Growth

Q: HDFC Floating Rate Debt Fund - Direct Plan - Growth Option vs SBI Floating Rate Debt Fund - Direct Plan - Growth — which has given better returns?

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option has a 1-year return of 5.39% versus SBI Floating Rate Debt Fund - Direct Plan - Growth's 6.13%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option

HDFC Mutual Fund

★★★★★

Debt · Floater

SBI Floating Rate Debt Fund - Direct Plan - Growth

SBI Mutual Fund

★★★★★

Debt · Floater

Metric	HDFC Floating Rate Deb...	SBI Floating Rate Debt...
NAV	₹54.88	₹14.5
Star Rating	★★★★	★★★★
Expense Ratio	0.27%	0.28%
AUM	₹15,658 Cr	₹675 Cr
1M Return	+0.06%	+0.15%
3M Return	+0.76%	+0.85%
6M Return	+2.5%	+3.47%
1Y Return	+5.39%	+6.13%
3Y CAGR	+7.43%	+7.43%
5Y CAGR	+6.77%	+6.65%
Risk Level	—	—
Fund Manager	Shobhit Mehrotra	Rajeev Radhakrishnan

View Fund A View Fund B

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