Which has the lower expense ratio, HDFC ELSS Tax saver - Growth Plan or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

HDFC ELSS Tax saver - Growth Plan's expense ratio is 1.18% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.9%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC ELSS Tax saver - Growth Plan and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC ELSS Tax saver - Growth Plan vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: HDFC ELSS Tax saver - Growth Plan vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

HDFC ELSS Tax saver - Growth Plan has a 1-year return of -2.72% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -1.96%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC ELSS Tax saver - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	HDFC ELSS Tax saver - ...	WhiteOak Capital ELSS ...
NAV	₹1371.19	₹19.03
Star Rating	★★★★★	★★★★★
Expense Ratio	1.18%	0.9%
AUM	₹15,685 Cr	₹450 Cr
1M Return	+2.0%	-2.29%
3M Return	+0.67%	+4.38%
6M Return	-4.72%	-4.49%
1Y Return	-2.72%	-1.96%
3Y CAGR	+15.42%	+18.09%
5Y CAGR	+16.39%	—
Risk Level	—	—
Fund Manager	Vinay Kulkarni	Shariq Merchant

open_in_new View Fund A open_in_new View Fund B

Compare More Funds SIP Calculator SIP vs Lumpsum Guide ELSS Tax Saving Funds