Which has the lower expense ratio, HDFC ELSS Tax saver - Growth Plan or Union ELSS Tax Saver Fund - Direct Plan - Growth Option?

HDFC ELSS Tax saver - Growth Plan's expense ratio is 1.2% versus Union ELSS Tax Saver Fund - Direct Plan - Growth Option's 1.71%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC ELSS Tax saver - Growth Plan and Union ELSS Tax Saver Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC ELSS Tax saver - Growth Plan vs Union ELSS Tax Saver Fund - Direct Plan - Growth Option

Q: HDFC ELSS Tax saver - Growth Plan vs Union ELSS Tax Saver Fund - Direct Plan - Growth Option — which has given better returns?

HDFC ELSS Tax saver - Growth Plan has a 1-year return of -9.06% versus Union ELSS Tax Saver Fund - Direct Plan - Growth Option's -4.14%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC ELSS Tax saver - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · ELSS

Union ELSS Tax Saver Fund - Direct Plan - Growth Option

Union Mutual Fund

★★★★★

Equity · ELSS

Metric	HDFC ELSS Tax saver - ...	Union ELSS Tax Saver F...
NAV	₹1410.2	₹68.75
Star Rating	★★★★★	★★★
Expense Ratio	1.2%	1.71%
AUM	₹14,948 Cr	₹821 Cr
1M Return	-3.83%	-4.29%
3M Return	-4.59%	-3.1%
6M Return	-2.59%	+2.7%
1Y Return	-9.06%	-4.14%
3Y CAGR	+11.81%	+9.49%
5Y CAGR	+12.41%	+8.92%
Risk Level	—	—
Fund Manager	Vinay Kulkarni	Anshul Mishra

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