Which has the lower expense ratio, HDFC ELSS Tax saver - Growth Plan or Union ELSS Tax Saver Fund - Direct Plan - Growth Option?

HDFC ELSS Tax saver - Growth Plan's expense ratio is 1.18% versus Union ELSS Tax Saver Fund - Direct Plan - Growth Option's 1.68%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC ELSS Tax saver - Growth Plan and Union ELSS Tax Saver Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC ELSS Tax saver - Growth Plan vs Union ELSS Tax Saver Fund - Direct Plan - Growth Option

Q: HDFC ELSS Tax saver - Growth Plan vs Union ELSS Tax Saver Fund - Direct Plan - Growth Option — which has given better returns?

HDFC ELSS Tax saver - Growth Plan has a 1-year return of -2.72% versus Union ELSS Tax Saver Fund - Direct Plan - Growth Option's 0.8%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC ELSS Tax saver - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · ELSS

Union ELSS Tax Saver Fund - Direct Plan - Growth Option

Union Mutual Fund

★★★★★

Equity · ELSS

Metric	HDFC ELSS Tax saver - ...	Union ELSS Tax Saver F...
NAV	₹1371.19	₹72.31
Star Rating	★★★★★	★★★
Expense Ratio	1.18%	1.68%
AUM	₹15,685 Cr	₹856 Cr
1M Return	+2.0%	+3.14%
3M Return	+0.67%	+5.09%
6M Return	-4.72%	+2.04%
1Y Return	-2.72%	+0.8%
3Y CAGR	+15.42%	+12.32%
5Y CAGR	+16.39%	+12.53%
Risk Level	—	—
Fund Manager	Vinay Kulkarni	Anshul Mishra

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