HDFC ELSS Tax saver - Growth Plan vs NJ ELSS Tax Saver Scheme Direct Growth — which has given better returns?

HDFC ELSS Tax saver - Growth Plan has a 1-year return of -9.06% versus NJ ELSS Tax Saver Scheme Direct Growth's -4.93%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, HDFC ELSS Tax saver - Growth Plan or NJ ELSS Tax Saver Scheme Direct Growth?

HDFC ELSS Tax saver - Growth Plan's expense ratio is 1.2% versus NJ ELSS Tax Saver Scheme Direct Growth's 0.77%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC ELSS Tax saver - Growth Plan and NJ ELSS Tax Saver Scheme Direct Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC ELSS Tax saver - Growth Plan vs NJ ELSS Tax Saver Scheme Direct Growth

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC ELSS Tax saver - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · ELSS

NJ ELSS Tax Saver Scheme Direct Growth

NJ Mutual Fund

★★★★★

Equity · ELSS

Metric	HDFC ELSS Tax saver - ...	NJ ELSS Tax Saver Sche...
NAV	₹1410.2	₹14.07
Star Rating	★★★★★	★★
Expense Ratio	1.2%	0.77%
AUM	₹14,948 Cr	₹331 Cr
1M Return	-3.83%	-4.8%
3M Return	-4.59%	-4.16%
6M Return	-2.59%	+0.93%
1Y Return	-9.06%	-4.93%
3Y CAGR	+11.81%	+8.25%
5Y CAGR	+12.41%	—
Risk Level	—	—
Fund Manager	Vinay Kulkarni	Dhaval Patel

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