Which has the lower expense ratio, HDFC ELSS Tax saver - Growth Plan or ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?

HDFC ELSS Tax saver - Growth Plan's expense ratio is 1.2% versus ITI ELSS Tax Saver Fund - Direct Plan - Growth Option's 0.93%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC ELSS Tax saver - Growth Plan and ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC ELSS Tax saver - Growth Plan vs ITI ELSS Tax Saver Fund - Direct Plan - Growth Option

Q: HDFC ELSS Tax saver - Growth Plan vs ITI ELSS Tax Saver Fund - Direct Plan - Growth Option — which has given better returns?

HDFC ELSS Tax saver - Growth Plan has a 1-year return of -9.06% versus ITI ELSS Tax Saver Fund - Direct Plan - Growth Option's 0.3%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC ELSS Tax saver - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · ELSS

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option

ITI Mutual Fund

★★★★★

Equity · ELSS

Metric	HDFC ELSS Tax saver - ...	ITI ELSS Tax Saver Fun...
NAV	₹1410.2	₹27.48
Star Rating	★★★★★	★★★★
Expense Ratio	1.2%	0.93%
AUM	₹14,948 Cr	₹462 Cr
1M Return	-3.83%	-5.2%
3M Return	-4.59%	-4.18%
6M Return	-2.59%	+7.77%
1Y Return	-9.06%	+0.3%
3Y CAGR	+11.81%	+15.14%
5Y CAGR	+12.41%	+11.59%
Risk Level	—	—
Fund Manager	Vinay Kulkarni	Pradeep Gokhale

View Fund A View Fund B

Compare More Funds SIP Calculator SIP vs Lumpsum Guide ELSS Tax Saving Funds