Which has the lower expense ratio, HDFC ELSS Tax saver - Growth Plan or ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?

HDFC ELSS Tax saver - Growth Plan's expense ratio is 1.18% versus ITI ELSS Tax Saver Fund - Direct Plan - Growth Option's 0.88%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HDFC ELSS Tax saver - Growth Plan and ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HDFC ELSS Tax saver - Growth Plan vs ITI ELSS Tax Saver Fund - Direct Plan - Growth Option

Q: HDFC ELSS Tax saver - Growth Plan vs ITI ELSS Tax Saver Fund - Direct Plan - Growth Option — which has given better returns?

HDFC ELSS Tax saver - Growth Plan has a 1-year return of -2.72% versus ITI ELSS Tax Saver Fund - Direct Plan - Growth Option's 3.2%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HDFC ELSS Tax saver - Growth Plan

HDFC Mutual Fund

★★★★★

Equity · ELSS

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option

ITI Mutual Fund

★★★★★

Equity · ELSS

Metric	HDFC ELSS Tax saver - ...	ITI ELSS Tax Saver Fun...
NAV	₹1371.19	₹28.82
Star Rating	★★★★★	★★★
Expense Ratio	1.18%	0.88%
AUM	₹15,685 Cr	₹452 Cr
1M Return	+2.0%	+4.08%
3M Return	+0.67%	+9.46%
6M Return	-4.72%	+6.78%
1Y Return	-2.72%	+3.2%
3Y CAGR	+15.42%	+18.89%
5Y CAGR	+16.39%	+13.98%
Risk Level	—	—
Fund Manager	Vinay Kulkarni	Pradeep Gokhale

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