Which has the lower expense ratio, Franklin India Floating Rate Fund - Growth Plan or HDFC Floating Rate Debt Fund - Direct Plan - Growth Option?

Franklin India Floating Rate Fund - Growth Plan's expense ratio is 0.39% versus HDFC Floating Rate Debt Fund - Direct Plan - Growth Option's 0.27%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Franklin India Floating Rate Fund - Growth Plan and HDFC Floating Rate Debt Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Franklin India Floating Rate Fund - Growth Plan vs HDFC Floating Rate Debt Fund - Direct Plan - Growth Option

Q: Franklin India Floating Rate Fund - Growth Plan vs HDFC Floating Rate Debt Fund - Direct Plan - Growth Option — which has given better returns?

Franklin India Floating Rate Fund - Growth Plan has a 1-year return of 6.36% versus HDFC Floating Rate Debt Fund - Direct Plan - Growth Option's 6.11%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Franklin India Floating Rate Fund - Growth Plan

Franklin Templeton Mutual Fund

★★★★★

Debt · Floater

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option

HDFC Mutual Fund

★★★★★

Debt · Floater

Metric	Franklin India Floatin...	HDFC Floating Rate Deb...
NAV	₹47.82	₹54.5
Star Rating	★★★	★★★★
Expense Ratio	0.39%	0.27%
AUM	₹278 Cr	₹16,451 Cr
1M Return	+0.92%	+0.58%
3M Return	+1.85%	+1.73%
6M Return	+3.76%	+3.46%
1Y Return	+6.36%	+6.11%
3Y CAGR	+8.34%	+7.81%
5Y CAGR	+7.23%	+6.9%
Risk Level	—	—
Fund Manager	Mayank Bukrediwala	Shobhit Mehrotra

open_in_new View Fund A open_in_new View Fund B

Compare More Funds SIP Calculator SIP vs Lumpsum Guide ELSS Tax Saving Funds