Which has the lower expense ratio, Franklin India Floating Rate Fund - Direct - Growth or HDFC Floating Rate Debt Fund - Direct Plan - Growth Option?

Franklin India Floating Rate Fund - Direct - Growth's expense ratio is 0.38% versus HDFC Floating Rate Debt Fund - Direct Plan - Growth Option's 0.27%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Franklin India Floating Rate Fund - Direct - Growth and HDFC Floating Rate Debt Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Franklin India Floating Rate Fund - Direct - Growth vs HDFC Floating Rate Debt Fund - Direct Plan - Growth Option

Q: Franklin India Floating Rate Fund - Direct - Growth vs HDFC Floating Rate Debt Fund - Direct Plan - Growth Option — which has given better returns?

Franklin India Floating Rate Fund - Direct - Growth has a 1-year return of 6.11% versus HDFC Floating Rate Debt Fund - Direct Plan - Growth Option's 5.39%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Franklin India Floating Rate Fund - Direct - Growth

Franklin Templeton Mutual Fund

★★★★★

Debt · Floater

HDFC Floating Rate Debt Fund - Direct Plan - Growth Option

HDFC Mutual Fund

★★★★★

Debt · Floater

Metric	Franklin India Floatin...	HDFC Floating Rate Deb...
NAV	₹48.24	₹54.88
Star Rating	★★★	★★★★
Expense Ratio	0.38%	0.27%
AUM	₹256 Cr	₹15,658 Cr
1M Return	+0.17%	+0.06%
3M Return	+1.04%	+0.76%
6M Return	+2.91%	+2.5%
1Y Return	+6.11%	+5.39%
3Y CAGR	+8.0%	+7.43%
5Y CAGR	+7.12%	+6.77%
Risk Level	—	—
Fund Manager	Mayank Bukrediwala	Shobhit Mehrotra

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