Which has the lower expense ratio, Franklin India ELSS Tax Saver Fund-Growth or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Franklin India ELSS Tax Saver Fund-Growth's expense ratio is 1.17% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.86%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Franklin India ELSS Tax Saver Fund-Growth and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Franklin India ELSS Tax Saver Fund-Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: Franklin India ELSS Tax Saver Fund-Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

Franklin India ELSS Tax Saver Fund-Growth has a 1-year return of -4.89% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -3.24%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Franklin India ELSS Tax Saver Fund-Growth

Franklin Templeton Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	Franklin India ELSS Ta...	WhiteOak Capital ELSS ...
NAV	₹1554.84	₹18.0
Star Rating	★★★	★★★★★
Expense Ratio	1.17%	0.86%
AUM	₹6,222 Cr	₹481 Cr
1M Return	-4.51%	-5.98%
3M Return	-2.99%	-4.14%
6M Return	+2.71%	+0.41%
1Y Return	-4.89%	-3.24%
3Y CAGR	+10.31%	+14.22%
5Y CAGR	+10.95%	—
Risk Level	—	—
Fund Manager	R Janakiraman, Lakshmikanth Reddy	Shariq Merchant

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