Which has the lower expense ratio, DSP Credit Risk Fund - Direct Plan - Growth or Nippon India Credit Risk Fund - Growth Plan?

DSP Credit Risk Fund - Direct Plan - Growth's expense ratio is 0.42% versus Nippon India Credit Risk Fund - Growth Plan's 0.61%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both DSP Credit Risk Fund - Direct Plan - Growth and Nippon India Credit Risk Fund - Growth Plan?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

DSP Credit Risk Fund - Direct Plan - Growth vs Nippon India Credit Risk Fund - Growth Plan

Q: DSP Credit Risk Fund - Direct Plan - Growth vs Nippon India Credit Risk Fund - Growth Plan — which has given better returns?

DSP Credit Risk Fund - Direct Plan - Growth has a 1-year return of 10.22% versus Nippon India Credit Risk Fund - Growth Plan's 6.89%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

DSP Credit Risk Fund - Direct Plan - Growth

DSP Mutual Fund

★★★★★

Debt · Credit Risk

Nippon India Credit Risk Fund - Growth Plan

Nippon India Mutual Fund

★★★★★

Debt · Credit Risk

Metric	DSP Credit Risk Fund -...	Nippon India Credit Ri...
NAV	₹60.82	₹42.39
Star Rating	★	★★★★
Expense Ratio	0.42%	0.61%
AUM	₹325 Cr	₹1,707 Cr
1M Return	-0.07%	+0.09%
3M Return	+0.74%	+1.11%
6M Return	+2.73%	+3.38%
1Y Return	+10.22%	+6.89%
3Y CAGR	+13.67%	+8.69%
5Y CAGR	+13.31%	+7.77%
Risk Level	—	—
Fund Manager	Laukik Bagwe, Pankaj Sharma	Prashant R.Pimple

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