Which has the lower expense ratio, Baroda BNP Paribas Gold ETF Fund of Funds Direct Growth or UTI - GILT FUND - Discontinued PF Plan - Growth Option?

Baroda BNP Paribas Gold ETF Fund of Funds Direct Growth's expense ratio is 0.12% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 0.07%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Baroda BNP Paribas Gold ETF Fund of Funds Direct Growth and UTI - GILT FUND - Discontinued PF Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Baroda BNP Paribas Gold ETF Fund of Funds Direct Growth vs UTI - GILT FUND - Discontinued PF Plan - Growth Option

Q: Baroda BNP Paribas Gold ETF Fund of Funds Direct Growth vs UTI - GILT FUND - Discontinued PF Plan - Growth Option — which has given better returns?

Baroda BNP Paribas Gold ETF Fund of Funds Direct Growth has a 1-year return of 23.67% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 13.88%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Baroda BNP Paribas Gold ETF Fund of Funds Direct Growth

Baroda BNP Paribas Mutual Fund

★★★★★

Commodities · Gold

UTI - GILT FUND - Discontinued PF Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	Baroda BNP Paribas Gol...	UTI - GILT FUND - Disc...
NAV	₹14.61	₹27.89
Star Rating	★★	★★★★★
Expense Ratio	0.12%	0.07%
AUM	₹192 Cr	₹1,515 Cr
1M Return	-3.3%	-3.18%
3M Return	+4.98%	+2.94%
6M Return	-1.8%	-4.35%
1Y Return	+23.67%	+13.88%
3Y CAGR	—	+34.48%
5Y CAGR	—	+5.13%
Risk Level	—	—
Fund Manager	Gurvinder Singh Wasan	Ayush Jain

View Fund A View Fund B

Compare More Funds SIP Calculator SIP vs Lumpsum Guide ELSS Tax Saving Funds