Which has the lower expense ratio, Baroda BNP Paribas Gold ETF or UTI - GILT FUND - Discontinued PF Plan - Growth Option?

Baroda BNP Paribas Gold ETF's expense ratio is 0.12% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 0.07%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Baroda BNP Paribas Gold ETF and UTI - GILT FUND - Discontinued PF Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Baroda BNP Paribas Gold ETF vs UTI - GILT FUND - Discontinued PF Plan - Growth Option

Q: Baroda BNP Paribas Gold ETF vs UTI - GILT FUND - Discontinued PF Plan - Growth Option — which has given better returns?

Baroda BNP Paribas Gold ETF has a 1-year return of 30.46% versus UTI - GILT FUND - Discontinued PF Plan - Growth Option's 13.88%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Baroda BNP Paribas Gold ETF

Baroda BNP Paribas Mutual Fund

★★★★★

Commodities · Gold

UTI - GILT FUND - Discontinued PF Plan - Growth Option

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	Baroda BNP Paribas Gol...	UTI - GILT FUND - Disc...
NAV	₹14.95	₹27.89
Star Rating	★★	★★★★★
Expense Ratio	0.12%	0.07%
AUM	₹192 Cr	₹1,515 Cr
1M Return	-6.45%	-3.18%
3M Return	+7.29%	+2.94%
6M Return	+4.61%	-4.35%
1Y Return	+30.46%	+13.88%
3Y CAGR	—	+34.48%
5Y CAGR	—	+5.13%
Risk Level	—	—
Fund Manager	Gurvinder Singh Wasan	Ayush Jain

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