Which has the lower expense ratio, BANK OF INDIA ELSS Tax Saver -ECO Plan-Growth or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

BANK OF INDIA ELSS Tax Saver -ECO Plan-Growth's expense ratio is 1.1% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.86%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both BANK OF INDIA ELSS Tax Saver -ECO Plan-Growth and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

BANK OF INDIA ELSS Tax Saver -ECO Plan-Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: BANK OF INDIA ELSS Tax Saver -ECO Plan-Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

BANK OF INDIA ELSS Tax Saver -ECO Plan-Growth has a 1-year return of -1.88% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -3.24%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

BANK OF INDIA ELSS Tax Saver -ECO Plan-Growth

Bank of India Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	BANK OF INDIA ELSS Tax...	WhiteOak Capital ELSS ...
NAV	₹184.61	₹18.0
Star Rating	★★★	★★★★★
Expense Ratio	1.1%	0.86%
AUM	₹1,366 Cr	₹481 Cr
1M Return	-4.57%	-5.98%
3M Return	-5.22%	-4.14%
6M Return	-4.96%	+0.41%
1Y Return	-1.88%	-3.24%
3Y CAGR	+11.13%	+14.22%
5Y CAGR	+9.93%	—
Risk Level	—	—
Fund Manager	Saurabh Kataria	Shariq Merchant

View Fund A View Fund B

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