Which has the lower expense ratio, BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth or WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth's expense ratio is 0.91% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's 0.9%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth and WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

Q: BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth vs WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth — which has given better returns?

BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth has a 1-year return of -1.37% versus WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth's -1.96%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth

Bank of India Mutual Fund

★★★★★

Equity · ELSS

WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund

★★★★★

Equity · ELSS

Metric	BANK OF INDIA ELSS Tax...	WhiteOak Capital ELSS ...
NAV	₹191.68	₹18.78
Star Rating	★★★	★★★★★
Expense Ratio	0.91%	0.9%
AUM	₹1,402 Cr	₹450 Cr
1M Return	-3.28%	-2.29%
3M Return	+3.73%	+4.38%
6M Return	+1.61%	-4.49%
1Y Return	-1.37%	-1.96%
3Y CAGR	+15.83%	+18.09%
5Y CAGR	+14.04%	—
Risk Level	—	—
Fund Manager	Saurabh Kataria	Shariq Merchant

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