Bank of India Consumption Fund - Direct - Growth vs Kotak Business Cycle - Direct Plan - Growth

Side-by-side comparison of NAV, returns, expense ratio and star rating.

TopFund Analysis

Kotak Business Cycle - Direct Plan - Growth appears to be the stronger option, boasting a 5-star rating and significantly better returns, including a 1-year return of 6.73% and a 3-year CAGR of 17.77%, compared to the Bank of India Consumption Fund's 1-year return of -3.46%. However, investors should note the tradeoff in expense ratios, with Kotak's lower expense ratio of 0.7393% potentially benefiting long-term returns compared to the higher 1.53% of Bank of India. For investors choosing between these funds, Kotak Business Cycle offers a more favorable performance profile, albeit with a much larger AUM.

Bank of India Mutual Fund

Bank of India Consumption Fund - Direct - Growth

Bank of India Mutual Fund

★★★★★

Equity · Thematic

Kotak Mahindra Mutual Fund

Kotak Business Cycle - Direct Plan - Growth

Kotak Mahindra Mutual Fund

★★★★★

Equity · Thematic

Metric Bank of India Consumpt... Kotak Business Cycle -...
NAV ₹10.89 ₹18.71
Star Rating ★ ★★★★★
Expense Ratio 1.53% 0.7393%
AUM ₹369 Cr ₹3,413 Cr
1M Return -4.14% +3.7%
3M Return -2.42% +0.27%
6M Return +8.47% +9.23%
1Y Return -3.46% +6.73%
3Y CAGR — +17.77%
Risk Level — —
Fund Manager Nitin Gosar Pankaj Tibrewal