Which has the lower expense ratio, BANDHAN Credit Risk Fund-Direct Plan-Growth or Nippon India Credit Risk Fund - Growth Plan?

BANDHAN Credit Risk Fund-Direct Plan-Growth's expense ratio is 0.66% versus Nippon India Credit Risk Fund - Growth Plan's 0.61%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both BANDHAN Credit Risk Fund-Direct Plan-Growth and Nippon India Credit Risk Fund - Growth Plan?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

BANDHAN Credit Risk Fund-Direct Plan-Growth vs Nippon India Credit Risk Fund - Growth Plan

Q: BANDHAN Credit Risk Fund-Direct Plan-Growth vs Nippon India Credit Risk Fund - Growth Plan — which has given better returns?

BANDHAN Credit Risk Fund-Direct Plan-Growth has a 1-year return of 4.93% versus Nippon India Credit Risk Fund - Growth Plan's 6.89%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

BANDHAN Credit Risk Fund-Direct Plan-Growth

IDFC Mutual Fund

★★★★★

Debt · Credit Risk

Nippon India Credit Risk Fund - Growth Plan

Nippon India Mutual Fund

★★★★★

Debt · Credit Risk

Metric	BANDHAN Credit Risk Fu...	Nippon India Credit Ri...
NAV	₹19.04	₹42.39
Star Rating	★★	★★★★
Expense Ratio	0.66%	0.61%
AUM	₹220 Cr	₹1,707 Cr
1M Return	-0.12%	+0.09%
3M Return	+0.53%	+1.11%
6M Return	+2.57%	+3.38%
1Y Return	+4.93%	+6.89%
3Y CAGR	+7.07%	+8.69%
5Y CAGR	+6.25%	+7.77%
Risk Level	—	—
Fund Manager	Arvind Subramanian, Khushboo Sharma	Prashant R.Pimple

View Fund A View Fund B

Compare More Funds SIP Calculator SIP vs Lumpsum Guide ELSS Tax Saving Funds