Which has the lower expense ratio, Bandhan Banking and PSU Fund - Direct Growth or HSBC Banking and PSU Debt Fund - Direct Growth?

Bandhan Banking and PSU Fund - Direct Growth's expense ratio is 0.39% versus HSBC Banking and PSU Debt Fund - Direct Growth's 0.28%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Bandhan Banking and PSU Fund - Direct Growth and HSBC Banking and PSU Debt Fund - Direct Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Bandhan Banking and PSU Fund - Direct Growth vs HSBC Banking and PSU Debt Fund - Direct Growth

Q: Bandhan Banking and PSU Fund - Direct Growth vs HSBC Banking and PSU Debt Fund - Direct Growth — which has given better returns?

Bandhan Banking and PSU Fund - Direct Growth has a 1-year return of 4.95% versus HSBC Banking and PSU Debt Fund - Direct Growth's 3.72%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Bandhan Banking and PSU Fund - Direct Growth

IDFC Mutual Fund

★★★★★

Debt · Banking and PSU

HSBC Banking and PSU Debt Fund - Direct Growth

HSBC Mutual Fund

★★★★★

Debt · Banking and PSU

Metric	Bandhan Banking and PS...	HSBC Banking and PSU D...
NAV	₹27.12	₹27.1
Star Rating	★★★★	★★★
Expense Ratio	0.39%	0.28%
AUM	₹11,893 Cr	₹3,722 Cr
1M Return	-0.19%	-0.55%
3M Return	+0.6%	+0.0%
6M Return	+2.64%	+1.9%
1Y Return	+4.95%	+3.72%
3Y CAGR	+6.99%	+6.68%
5Y CAGR	+6.2%	+5.54%
Risk Level	—	—
Fund Manager	Anurag Mittal	Shriram Ramanathan

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