IRFC 7.12% 2030
Indian Railway Finance Corporation
ISIN: INE557F08GH4 · NSE/BSE
ICRA/CRISIL
Coupon Rate
7.12%
Annual
Yield (YTM)
7.25%
Yield to Maturity
Current Price
₹994.3
Face ₹1,000
Maturity Date
15 Sep 2030
3-5 yrs
Updated: 13 Jul 2026 05:00 IST
TopFund Analysis
At 7.25% yield to maturity, this bond is roughly in line with the 11 other PSU bonds in the 3-5 yrs maturity bracket, which average 7.37%. AAA is the highest domestic credit rating a corporate/PSU bond can carry, indicating the lowest relative default risk in that category for Indian Railway Finance Corporation — though "lowest relative risk" isn't "zero risk," especially over its remaining 4.0 years. On a face value of ₹1000, the 7.12% coupon works out to roughly ₹71.2 a year, paid annually — before any tax on that income.
Annual Income Estimator
Annual Interest Income
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Post-Tax (30% slab)
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* Based on coupon rate of 7.12%. Actual returns may vary based on purchase price.
Bond Details
ISIN
INE557F08GH4
Issuer
Indian Railway Finance Corporation
Bond Type
PSU
Face Value
₹1,000
Issue Date
15 Sep 2020
Maturity Date
15 Sep 2030
Coupon Rate
7.12% p.a.
Payment Frequency
Annual
Exchange
NSE/BSE
Min Investment
₹10,000
Credit Rating
AAA (ICRA/CRISIL)
Tax Status
Taxable
Secured
Yes
Status
Active
About this Bond
IRFC 7.12% 2030 is a PSU bond issued by Indian Railway Finance Corporation. It carries a coupon rate of 7.12% per annum, paid annually, matures on 15 September 2030. It carries an AAA credit rating from ICRA/CRISIL. This is a secured bond, and the interest is taxable.
More PSU Bonds
Frequently Asked Questions about IRFC 7.12% 2030
IRFC 7.12% 2030 has a yield to maturity (YTM) of 7.25%, with a coupon rate of 7.12% p.a., maturing September 2030.
IRFC 7.12% 2030 is rated AAA by ICRA/CRISIL, issued by Indian Railway Finance Corporation.
The minimum investment for IRFC 7.12% 2030 is ₹10,000. Interest earned is taxable at your income slab rate.
IRFC 7.12% 2030 pays interest annual, at a coupon rate of 7.12% per annum on the face value of ₹1,000.
IRFC 7.12% 2030 is a secured bond rated AAA by ICRA/CRISIL, the highest safety rating. Secured bonds are backed by specific collateral, reducing default risk relative to unsecured debt. Credit ratings can change over the bond's tenure — always check the latest rating before investing.
Bond data is for informational purposes only. Prices and yields are indicative. TopFund is not SEBI-registered. Consult a registered advisor before investing.
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