Are banks closed on the 2nd and 4th Saturday every month?

Yes. Under RBI rules, all scheduled commercial banks in India are closed on the 2nd and 4th Saturday of every month, in addition to every Sunday. The 1st, 3rd and 5th Saturdays are working days.

Do bank holidays affect UPI, NEFT, IMPS or net banking?

No. Bank holidays only close physical branches. Digital services — UPI, IMPS, net banking, mobile banking and ATM withdrawals — continue to work as usual, though NEFT/RTGS batch settlement timings can vary on holidays.

Do bank holidays differ by city or state?

Yes. RBI notifies bank holidays separately for each city/state under the Negotiable Instruments Act, 1881. National holidays like Republic Day, Independence Day and Gandhi Jayanti apply everywhere, but festival holidays (Holi, Onam, Durga Puja, Bihu, etc.) vary by region.

event_busy Bank Holidays

Bank Holidays 2026 — Full Year

RBI-notified bank holiday calendar for New Delhi — 15 holidays across 2026

Holidays in 2026

Next Holiday

15 Aug

Independence Day / Parsi ...

Total in 2026 (New Delhi)

Last Updated

07 Jul 2026

All India Mumbai New Delhi Kolkata Chennai Bengaluru Hyderabad Ahmedabad Jaipur Lucknow Patna Thiruvananthapuram Chandigarh Bhubaneswar

All Months Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

January 2026 · 1 holiday

26

Mon

Republic Day

All India (except Bhopal, Chandigarh, Dehradun, Kanpur, Srinagar)

March 2026 · 3 holidays

4

Wed

Holi / Holi 2nd Day – Dhuleti / Yaosang 2nd Day

Agartala, Ahmedabad, Aizawl, Bhubaneswar, Imphal, Itanagar, Jammu, Lucknow, New Delhi, Raipur, Shillong, Shimla
26

Thu

Shree Ram Navami

Agartala, Bhubaneswar, Gangtok, Guwahati, Hyderabad, Imphal, Itanagar, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Shillong
31

Tue

Mahavir Janmakalyanak / Mahavir Jayanti

Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Gangtok, Hyderabad, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Vijayawada

April 2026 · 1 holiday

1

Wed

Banks' Closing (Yearly Accounts)

Agartala, Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Guwahati, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Thiruvananthapuram, Vijayawada

May 2026 · 2 holidays

1

Fri

Maharashtra Din / Buddha Pournima / May Day

Agartala, Aizawl, Belapur, Bengaluru, Chennai, Guwahati, Hyderabad, Imphal, Itanagar, Jammu, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shimla, Thiruvananthapuram, Vijayawada
26

Tue

Birthday of Kazi Nazrul Islam

Agartala, Ahmedabad, Aizawl, Guwahati, Hyderabad, Imphal, Jammu, Kochi, Kohima, Kolkata, Lucknow, New Delhi, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada

June 2026 · 1 holiday

26

Fri

Muharram (Yaom-E-Shahadath)

Agartala, Aizawl, Belapur, Bengaluru, Chennai, Hyderabad, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi

August 2026 · 3 holidays

15

Sat

Independence Day / Parsi New Year

All India
26

Wed

Id-E-Milad / Baravafat (Birthday of Prophet Mohammad)

Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Thiruvananthapuram
28

Fri

Raksha Bandhan / Pang-Lhabsol

Ahmedabad, Gangtok, Imphal, Jaipur, Jammu, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Shimla, Thiruvananthapuram

October 2026 · 2 holidays

2

Fri

Mahatma Gandhi Jayanti

All India
19

Mon

Dussehra (Mahashtami) / Durga Puja / Vijaya Dashomi

Agartala, Ahmedabad, Aizawl, Bhubaneswar, Chennai, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada

November 2026 · 1 holiday

24

Tue

Guru Nanak Jayanti / Karthika Purnima

Belapur, Bhubaneswar, Hyderabad, Itanagar, Jaipur, Jammu, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Raipur, Ranchi, Shillong, Shimla

December 2026 · 1 holiday

25

Fri

Christmas

All India

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2nd & 4th Saturdays

Banks are closed nationwide on the 2nd and 4th Saturday of every month, plus every Sunday. Only the 1st, 3rd and 5th Saturdays are working days.

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Digital Banking Stays On

UPI, net banking, mobile banking and ATMs work as usual on bank holidays. Only physical branch visits and certain NEFT/RTGS batch timings are affected.

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Regional Holidays Vary

RBI notifies holidays city-wise under the Negotiable Instruments Act. Select your city above to see local festival closures alongside national holidays.

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Source: RBI Holiday Matrix, as notified under the Negotiable Instruments Act, 1881. Festival dates may shift with official government notification. Last updated: 07 July 2026.