Which has the lower expense ratio, LIC MF Low Duration Fund-Direct Plan-Growth or UTI Low Duration Fund - Direct Plan - Growth Option?

LIC MF Low Duration Fund-Direct Plan-Growth's expense ratio is 0.23% versus UTI Low Duration Fund - Direct Plan - Growth Option's 0.32%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both LIC MF Low Duration Fund-Direct Plan-Growth and UTI Low Duration Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

LIC MF Low Duration Fund-Direct Plan-Growth vs UTI Low Duration Fund - Direct Plan - Growth Option

Q: LIC MF Low Duration Fund-Direct Plan-Growth vs UTI Low Duration Fund - Direct Plan - Growth Option — which has given better returns?

LIC MF Low Duration Fund-Direct Plan-Growth has a 1-year return of 6.48% versus UTI Low Duration Fund - Direct Plan - Growth Option's 5.88%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

LIC MF Low Duration Fund-Direct Plan-Growth

LIC Mutual Fund

★★★★★

Debt · Low Duration Fund

UTI Low Duration Fund - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Debt · Low Duration Fund

Metric	LIC MF Low Duration Fu...	UTI Low Duration Fund ...
NAV	₹45.83	₹3848.69
Star Rating	★★★★★	★★
Expense Ratio	0.23%	0.32%
AUM	₹1,692 Cr	₹3,151 Cr
1M Return	+1.14%	+0.53%
3M Return	+2.11%	+1.5%
6M Return	+3.26%	+2.76%
1Y Return	+6.48%	+5.88%
3Y CAGR	+7.4%	+7.24%
5Y CAGR	+6.45%	+7.41%
Risk Level	—	—
Fund Manager	Rahul Singh	Sudhir Agrawal

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