Which mutual fund is best in India 2026?

TopFund rates 14,000+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

Mutual Funds

14215 funds — star ratings, CAGR returns & sector allocation

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7170 funds found

Sort: AUM 1Y Returns 3Y Returns 5Y Returns Rating Low Expense

Age: Matureclose Expense ≤1.5%close

Kotak Debt Hybrid - Growth - Direct

Kotak Mahindra Mutual Fund

★★★★★ trending_up Consistent ⚡ 77/100

Hybrid Conservative Hybrid

NAV

₹69.56

3Y Return

+9.18%

Expense

0.54%

Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct

Kotak Mahindra Mutual Fund

★★★★★ trending_up Consistent ⚡ 77/100

Hybrid Conservative Hybrid

NAV

₹13.50

3Y Return

+9.18%

Expense

0.54%

Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option

Kotak Mahindra Mutual Fund

★★★★★ trending_up Consistent ⚡ 77/100

Hybrid Conservative Hybrid

NAV

₹12.28

3Y Return

+9.18%

Expense

0.54%

Reliance Dual Advantage Fixed Tenure Fund- VI- Plan A- Dividend Payout Option

Tata Mutual Fund

Mutual Funds

Kotak Debt Hybrid - Growth - Direct

Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct

Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option

Reliance Dual Advantage Fixed Tenure Fund- VI- Plan A- Dividend Payout Option

Tata Treasury Advantage Fund Direct Plan - Weekly Payout of IDCW Option

Tata Treasury Advantage Fund - Direct Plan - Growth Option

Tata Treasury Advantage Fund Direct Plan - Periodic Payout of IDCW Option

Tata Treasury Advantage Fund Direct Plan - Daily Reinvestment of IDCW Option

Tata Treasury Advantage Fund - Regular Plan - Growth Option

Tata Treasury Advantage Fund Regular Plan - Weekly Payout of IDCW Option

Tata Treasury Advantage Fund Regular Plan - Periodic Payout of IDCW Option

Tata Treasury Advantage Fund Regular Plan - Daily Reinvestment of IDCW Option

Reliance Dual Advantage Fixed Tenure Fund- VI- Plan A- Direct Plan- Dividend Payout Option

Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Growth Fund)-Direct Plan - Growth Option

Reliance Dual Advantage Fixed Tenure Fund V - Plan F- Growth Option

Reliance Dual Advantage Fixed Tenure Fund V- Plan G- Direct Plan - Dividend Payout Option

Reliance Dual Advantage Fixed Tenure Fund V- Plan G- Direct Plan - Growth Option

Reliance Dual Advantage Fixed Tenure Fund V- Plan H- Direct Plan- Growth Option

Reliance Dual Advantage Fixed Tenure Fund V- Plan G- Growth Option

Tata Large Cap Fund- Regular Plan - Payout of IDCW Option

Tata Large Cap Fund- Direct Plan - Payout of IDCW Option

BANDHAN Nifty 50 ETF

BANDHAN Nifty 50 Index Fund-Direct Plan-Growth

BANDHAN Nifty 50 Index Fund - Regular Plan - Growth