Which mutual fund is best in India 2026?

TopFund rates 8,786+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

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Mutual Fund Screener

8,786+ funds — star ratings, CAGR returns & sector allocation

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277 funds found · Debt

Sort: AUM 1Y Returns 3Y Returns 5Y Returns Rating Low Expense

Debtclose Overnight Fundclose

Union Overnight Fund - Regular Plan - Growth Option

Union Mutual Fund

Debt Overnight Fund

NAV

₹1428.08

3Y Return

+6.1%

Expense

—

Union Overnight Fund - Direct Plan - Growth Option

Union Mutual Fund

Debt Overnight Fund

NAV

₹1438.41

3Y Return

+6.21%

Expense

—

Kotak Overnight Fund -Regular plan-Growth Option

Kotak Mahindra Mutual Fund

Debt Overnight Fund

NAV

₹1448.00

3Y Return

+6.12%

Expense

—

Unclaimed IDCW - Beyond 3 years (Invested in DSP Overnight Fund)

DSP Mutual Fund

Debt Overnight Fund

NAV

₹10.00

3Y Return

+0.0%

Expense

—

HDFC Overnight Fund - IDCW Option (Daily)

HDFC Mutual Fund

Debt Overnight Fund

NAV

₹1042.66

3Y Return

+0.0%

Expense

—

Shriram Overnight Fund- Regular Growth

Shriram Mutual Fund

Debt Overnight Fund

NAV

₹1257.93

3Y Return

—

Expense

—

Unclaimed IDCW - Upto 3 years (Invested in DSP Overnight Fund)

DSP Mutual Fund

★★★★★ ⚡ 62/100

Debt Overnight Fund

NAV

₹13.04

3Y Return

+6.22%

Expense

—

Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund)

DSP Mutual Fund

Debt Overnight Fund

NAV

₹13.04

3Y Return

+6.22%

Expense

—

ITI Overnight Fund - Regular Plan - Fortnightly IDCW Option

ITI Mutual Fund

Debt Overnight Fund

NAV

₹1001.13

3Y Return

-0.01%

Expense

—

Shriram Overnight Fund- Regular Monthly IDCW

Shriram Mutual Fund

Debt Overnight Fund

NAV

₹1003.92

3Y Return

—

Expense

—

HDFC Overnight Fund - Daily IDCW Option - Direct Plan

HDFC Mutual Fund

Debt Overnight Fund

NAV

₹1042.66

3Y Return

+0.0%

Expense

—

HDFC Overnight Fund - Growth Option

HDFC Mutual Fund

Debt Overnight Fund

NAV

₹4007.69

3Y Return

+6.07%

Expense

—

Kotak Overnight Fund -Direct Plan-Growth Option

Kotak Mahindra Mutual Fund

Debt Overnight Fund

NAV

₹1457.95

3Y Return

+6.22%

Expense

—

Showing 265–277 of 277 funds

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