Union Gold ETF vs UTI - Unit Linked Insurance Plan- Direct — which has given better returns?

Union Gold ETF has a 1-year return of 41.45% versus UTI - Unit Linked Insurance Plan- Direct's 43.69%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, Union Gold ETF or UTI - Unit Linked Insurance Plan- Direct?

Union Gold ETF's expense ratio is 0.29% versus UTI - Unit Linked Insurance Plan- Direct's 0.09%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Union Gold ETF and UTI - Unit Linked Insurance Plan- Direct?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Union Gold ETF vs UTI - Unit Linked Insurance Plan- Direct

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Union Gold ETF

Union Mutual Fund

★★★★★

Commodities · Gold

UTI - Unit Linked Insurance Plan- Direct

UTI Mutual Fund

★★★★★

Commodities · Gold

Metric	Union Gold ETF	UTI - Unit Linked Insu...
NAV	₹139.34	₹27.38
Star Rating	★★	★★★★★
Expense Ratio	0.29%	0.09%
AUM	₹154 Cr	₹1,299 Cr
1M Return	-2.12%	-1.81%
3M Return	-6.2%	-5.98%
6M Return	-5.96%	-12.47%
1Y Return	+41.45%	+43.69%
3Y CAGR	—	+32.88%
5Y CAGR	—	+7.57%
Risk Level	—	—
Fund Manager	Vinod Malviya	Ayush Jain

open_in_new View Fund A open_in_new View Fund B

Compare More Funds SIP Calculator SIP vs Lumpsum Guide ELSS Tax Saving Funds