Which has the lower expense ratio, NJ ELSS Tax Saver Scheme Regular Growth or SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH?

NJ ELSS Tax Saver Scheme Regular Growth's expense ratio is 0.7% versus SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH's 1.23%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both NJ ELSS Tax Saver Scheme Regular Growth and SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

NJ ELSS Tax Saver Scheme Regular Growth vs SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH

Q: NJ ELSS Tax Saver Scheme Regular Growth vs SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH — which has given better returns?

NJ ELSS Tax Saver Scheme Regular Growth has a 1-year return of -5.62% versus SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH's -0.33%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

NJ ELSS Tax Saver Scheme Regular Growth

NJ Mutual Fund

★★★★★

Equity · ELSS

SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH

SBI Mutual Fund

★★★★★

Equity · ELSS

Metric	NJ ELSS Tax Saver Sche...	SBI ELSS Tax Saver FUN...
NAV	₹14.03	₹478.88
Star Rating	★★★	★★★★★
Expense Ratio	0.7%	1.23%
AUM	₹332 Cr	₹31,839 Cr
1M Return	+2.71%	+2.45%
3M Return	+3.86%	+2.8%
6M Return	+1.72%	-0.99%
1Y Return	-5.62%	-0.33%
3Y CAGR	+12.47%	+17.56%
5Y CAGR	—	+16.97%
Risk Level	—	—
Fund Manager	Dhaval Patel	Dinesh Balachandran

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