HSBC Gilt Fund - Direct Growth vs PGIM India Gilt Fund - Growth — which has given better returns?

HSBC Gilt Fund - Direct Growth has a 1-year return of 0.48% versus PGIM India Gilt Fund - Growth's 0.77%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Which has the lower expense ratio, HSBC Gilt Fund - Direct Growth or PGIM India Gilt Fund - Growth?

HSBC Gilt Fund - Direct Growth's expense ratio is 0.06% versus PGIM India Gilt Fund - Growth's 0.6%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HSBC Gilt Fund - Direct Growth and PGIM India Gilt Fund - Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HSBC Gilt Fund - Direct Growth vs PGIM India Gilt Fund - Growth

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HSBC Gilt Fund - Direct Growth

HSBC Mutual Fund

★★★★★

Debt · Gilt Fund

PGIM India Gilt Fund - Growth

PGIM India Mutual Fund

★★★★★

Debt · Gilt Fund

Metric	HSBC Gilt Fund - Direc...	PGIM India Gilt Fund -...
NAV	₹77.56	₹30.75
Star Rating	★★	★★★
Expense Ratio	0.06%	0.6%
AUM	₹374 Cr	₹92 Cr
1M Return	+0.49%	+0.69%
3M Return	+0.46%	+0.79%
6M Return	+1.14%	+1.42%
1Y Return	+0.48%	+0.77%
3Y CAGR	+5.8%	+6.29%
5Y CAGR	—	+5.64%
Risk Level	—	—
Fund Manager	Dipan S. Parikh	Puneet Pal

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