Which has the lower expense ratio, HSBC Gilt Fund - Direct Growth or ICICI Prudential Gilt Fund - Direct Plan - Growth?

HSBC Gilt Fund - Direct Growth's expense ratio is 0.06% versus ICICI Prudential Gilt Fund - Direct Plan - Growth's 0.57%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HSBC Gilt Fund - Direct Growth and ICICI Prudential Gilt Fund - Direct Plan - Growth?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HSBC Gilt Fund - Direct Growth vs ICICI Prudential Gilt Fund - Direct Plan - Growth

Q: HSBC Gilt Fund - Direct Growth vs ICICI Prudential Gilt Fund - Direct Plan - Growth — which has given better returns?

HSBC Gilt Fund - Direct Growth has a 1-year return of 0.48% versus ICICI Prudential Gilt Fund - Direct Plan - Growth's 3.14%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HSBC Gilt Fund - Direct Growth

HSBC Mutual Fund

★★★★★

Debt · Gilt Fund

ICICI Prudential Gilt Fund - Direct Plan - Growth

ICICI Prudential Mutual Fund

★★★★★

Debt · Gilt Fund

Metric	HSBC Gilt Fund - Direc...	ICICI Prudential Gilt ...
NAV	₹77.67	₹117.08
Star Rating	★★	★★★★★
Expense Ratio	0.06%	0.57%
AUM	₹374 Cr	₹8,608 Cr
1M Return	+0.49%	+0.77%
3M Return	+0.46%	+1.05%
6M Return	+1.14%	+2.13%
1Y Return	+0.48%	+3.14%
3Y CAGR	+5.8%	+7.32%
5Y CAGR	—	+6.68%
Risk Level	—	—
Fund Manager	Dipan S. Parikh	Rahul Goswami, Anuj Tagra

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